Insurance company designates apartment building as terrorist target
Most people have never heard of the Lucerne--not the Upper West Side hotel, but the Upper East Side apartment building on 79th at First. United Action for Animals maintains its office there, but will soon not have its workers' compensation coverage renewed because the building has been designated a target for terrorists.
What has gotten into the FBI? you may be asking, but the FBI had nothing to do with this. The designation was made by Utica National Insurance, who used a computer model to determine that the Lucerne is a likely terrorist target. Utica's action is legal, but, as UAA's Gary Kaskel says, "The scary part about this is if other insurance companies follow their lead, it makes Manhattan uninsurable."
What has gotten into the FBI? you may be asking, but the FBI had nothing to do with this. The designation was made by Utica National Insurance, who used a computer model to determine that the Lucerne is a likely terrorist target. Utica's action is legal, but, as UAA's Gary Kaskel says, "The scary part about this is if other insurance companies follow their lead, it makes Manhattan uninsurable."
posted by Diane at 6:15 PM
1 comments
1 Comments:
That's very strange, since actuary tables, by definition, cannot determine a likely terrorist target.
See, those tables rely upon historical data: so-and-so many people die from skydiving, so anyone who engages in that activity has a ____% chance of dying, etc. Therefore, skydivers are charged more for life insurance.
Since terrorist acts are non-repeatable events, there is virtually NO CHANCE that any person has of being killed by one. There cannot be any actuary tables that deal with terrorism.
What are the risks? Working in a highrise? No, there are hundreds of buildings in downtown NYC and thousands across the country; millions of people work in them, but only a few thousand died in 2001 - none since then.
What about living in NYC? Ditto. No statistical chance.
Seems to me that someone is trying to punish someone else for engaging in those liberal, non-patriotic, unamerican acts like voting and practicing democracy...
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